Ms. Yao Panfeng (Penny Yao) holds a Master's degree from the Adam Smith Business School at the University of Glasgow, United Kingdom. She is a Chartered Financial Analyst (CFA) charterholder and currently serves as a Portfolio Manager at Privium Fund Management. With extensive expertise and practical experience in investment analysis, asset allocation, and risk management, she excels at combining quantitative and qualitative analysis to develop optimized investment strategies for clients. She demonstrates outstanding professional competence in market trend analysis, financial modeling, and investment portfolio performance evaluation. Leveraging her deep understanding of global financial markets, she is committed to delivering efficient and robust asset management solutions for investors.